Job Description

Overview Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app. Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you\'ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer\'s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and allies as well as professional development opportunities to drive ongoing education. Learn more about our purpose and how you can bring it to life as an Ameris Bank teammate. The Fraud Investigator is responsible for performing in-depth reviews and analysis of potentially fraudulent transactions. Performs other projects and duties as assigned. Essential Functions, Duties, and Responsibilities Performs assessments of alerted customer activity generated from transaction monitoring software. Investigates internal referrals of fraudulent transactions and determine appropriate course of action. Ensures timely identification and escalation of unusual activity. Analyzes customer activity to make independent judgments of whether the activity is unusual and requires investigation. Drafts reports and document analysis in a logical manner that sufficiently supports decision. Works with front line staff to obtain any information that would be helpful during the alert assessment and analysis. Performs reviews of additional fraud reports not covered by transaction surveillance system. Applies critical thinking skills to recognize patterns, trends and inconsistencies within transactional and customer data to detect, prevent, mitigate and report potentially suspicious activity. Understand complex issues, customer risks, and financial risks associated with fraudulent activity, financial crimes or other legal and reputational risks. Stays current with fraud trends, patterns, and typologies as well as laws and regulations. Required Knowledge, Skills and Competencies Computer literacy and proficiency in Microsoft Office Suite, including Excel. Working knowledge of various fraud tools. Sound verbal and written communication skills. Sound analytical, problem solving and organizational skills. Detailed oriented and strong prioritization skills. Ability to be a self-starter. Industry and Work Experience Minimum 1 year of direct fraud experience required. 2-4 years of relevant experience in other industries. Academic High school diploma or GED required. Bachelor\'s degree in economics, finance, criminal justice or related field preferred. CFE or CAMS certification preferred. Benefits Available to Employees Ameris Bank provides a comprehensive employee benefit package to all eligible employees. Medical, Dental and Vision Insurance Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment Life Insurance provided at no additional cost to employees Accidental Death & Dismemberment Coverage Long-Term Disability Coverage Paid Sick and Vacation Leave 11 Holidays Volunteer/Service Day Employee Stock Purchase Plan 401(k) Retirement Plan Ameris Bank matches 50% of your first 8% of contributions to the plan Flexible Spending Accounts Health Savings Account Health Reimbursement Arrangement Supplemental Life & Other Insurance Plans Identity Theft Protection Pet Insurance Legal Insurance Employee Assistance Program Employee Advocacy Program Tickets at Work (Entertainment discounts for Ameris Bank Employees) AT&T Employee Discount Wellness Discounts for Medical Premiums and Other Rewards Employee Referral Incentive Education Assistance Employee Resource Groups Banking Advantages for Employees Free Interest Checking Free Safe Deposit Box Free Money Orders, Travelers\' Checks and Cashier Checks Discount on Mortgage Origination Fee Free Online Banking and Free Unlimited Online Bill Payment Employee Banking Perks Disclaimer The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position. All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees. Equal Opportunity Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor. #J-18808-Ljbffr Ameris Bank

Job Tags

Similar Jobs