Job Description
Salary:
Posting Summary:
The mortgage loan processor manages the overall lending process becoming the primary point of contact for all parties involved. The mortgage loan processor will work directly with the member/applicant and follow up to ensure all forms are completed and all required supporting documentation is received and prior to underwriting review and the final decision is made. Order all required 3rdparty services such as flood certificates, appraisals and title commitments. Review and verify all fees are disclosed accurately and that the Loan Estimate and Closing Disclosures are sent out within required deadlines to ensure regulatory compliance. You will analyze loan-to-value ratios, debt-to-income ratios, credit reports, income, assets, source of down payments along with the supporting documentation. The review also includes for potential fraud or misrepresentation. This candidate will identify, resolve, and communicate issues that could impact timely closure of mortgage loans. Strong communication, analytical and time management skills are a must. Must be able to work independently with minimal supervision.We are creating an in-house mortgage department from the ground up. Come bring your expertise and valuable input to help shape the department and create a successful and fun team to be a part of.
Job Requirements:
One-year previous loan processing experience. Must have or be able to obtain an NMLS license. High level of computer literacy. Must be able to handle multiple tasks in a fast-paced environment.
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